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A shopper stalls at the total, not because they don't want it but because they don't want the whole price this month. We spent eight weeks building a Magento 2 payment module for Float, the South African provider that splits a purchase into interest-free monthly instalments on the credit card a shopper already carries while the merchant is paid upfront. What it took: why the instalment preview has to reach shoppers on the product page rather than at checkout, how we built it on Magento's own gateway facade, command pool and validator pool instead of around them, and the unglamorous work (multi-site scope, multishipping, configurable order status, its own debug log) that decides whether a merchant trusts a payment method.